NEW BUILDING THE FRAMEWORK FOR HOME OWNERSHIP
The average age of the 1st time home buyer has gone up to 40, and is increasing! Lack of understanding and affordability have been the key drivers for this.
In this class, you will learn all of the perceived barriers to becoming a homeowner earlier in life and how to overcome them from the decision makers approving your mortgage application.
You will learn:
• Credit and how it factors into affordability.
• How much you can afford.
• Down payment assistance programs and
other down payment strategies
• The process of buying a home.
• Understand the service providers necessary
to make a safe investment of a home.
THE OUTCOME
By the end of this course, you’ll have a clear plan to move from “thinking about buying” to confidently owning a home—without guesswork, confusion, or wasted time.
MEET OUR INSTRUCTOR
Additional Information
JAYSON HARDIE
As CEO and co-owner of Homestead Financial Mortgage, Jayson Hardie has built his
career around trust, accountability, and helping people make confident financial
decisions. He believes every mortgage is personal and that strong communication,
industry knowledge, and practical education are essential to creating a successful
homebuying experience.
A lifelong St. Louis-area resident, Jayson grew up in Dellwood and now lives in St.
Charles. His deep local roots have helped him build a referral-based business grounded
in long-standing relationships throughout the community.
Jayson is also a regular guest on Call the Closer with Lauren Risley, a weekly real
estate program airing on The BIG 550 KTRS. The show explores the local real estate
market and provides practical education on buying, selling, investing, homeownership,
and the issues affecting today’s consumers. As a lending expert, Jayson brings the
mortgage perspective to these conversations, sharing professional advice on financing
strategies, loan options, affordability, and the homebuying process in a way that makes
complex lending topics easier to understand.
He brings that same personal, education-first approach to Building the Framework for
Home Ownership, helping students understand the factors that influence mortgage
approval, affordability, credit, down payment strategies, and the homebuying process.
Throughout the course, Jayson will focus on making these topics easier to understand
and giving students practical knowledge they can use to build a clear path toward
homeownership.
